Independent merchant services

Payments that keep your business moving.

Argos Payment Solutions is an independent payments partner that helps businesses accept payments anywhere — in-store, online, or on the go — with honest pricing and a real person to call when you need help.

  • Transparent pricing, explained line by line
  • A named advisor, not a ticket queue
  • Multiple processing partners, one point of contact
  • Security-first recommendations

What we do

One partner for every way you get paid.

Most payment providers push the one product they own. Argos isn't locked into a single platform — we work with multiple established processors and technology providers, so we match your business to the right solution, not the other way around.

Accept payments

Card terminals, smart POS systems, mobile readers, online checkout, and tap to pay on supported smartphones. Take every payment type your customers want to use.

Run your business

Invoicing, payment links, recurring billing, ACH, gift and loyalty programs, inventory, and reporting — tools that save you time and get you paid faster.

Grow with confidence

Cut what you pay to process, keep disputes from eating the margin, and reach for capital when growth calls — every program explained in writing before you commit.

Why Argos

Big-processor technology. Small-company attention.

  • We shop for you.

    We compare solutions across our processing partners and recommend what actually fits your business model, volume, and industry.

  • Pricing you can read.

    We walk you through your statement line by line and explain exactly what you'll pay. If we can't save you money, we'll tell you.

  • Real support.

    You'll have a direct contact at Argos — not a ticket queue. When equipment or funding questions come up, you call us.

  • Built for your industry.

    Restaurants, retail, contractors, healthcare, professional services, e-commerce, and specialty businesses all have different needs. We build around yours.

How it works

From statement to savings in four steps.

  1. Free statement review

    Share a recent processing statement — or tell us you're new to card acceptance — and we'll show you what you're really paying.

  2. Custom recommendation

    We match you with the right equipment, software, and pricing program from our partner network.

  3. Setup and training

    We handle the application, equipment, and onboarding, then train your team.

  4. Ongoing support

    We stay in the picture — rate reviews, equipment upgrades, and a phone that gets answered.

  • 1recent statement is all we need to get started
  • ~15 minfor the first read of what you're really paying
  • 0obligation — walk away with the numbers either way
  • 100%of fees explained in writing before you sign

Merchant stories

Our founding merchants are writing this section.

Argos opened in 2026, and we'd rather earn quotes than borrow them — the first merchants we save money for will fill these cards, in their own words. Want to be one of them?

  • Reserved for the restaurant that stops losing margin to processing fees.

    Your name hereCould be your dining room
  • Reserved for the contractor who starts collecting deposits at the job site.

    Your name hereCould be your crew
  • Reserved for the retailer whose statement finally makes sense.

    Your name hereCould be your counter

Be one of the first. Let the numbers tell your story.

Get My Free Rate Review

Hardware that shows up ready.

Terminals arrive configured, your team gets trained, and a named advisor answers after the install — that's the Argos difference.

Explore the hardware lineup

Learn the game

The more you know, the less you pay.

Free guides, no email wall — the same explanations we give merchants across the desk.

Questions to ask any processor

The script for your next sales call — and the answers a straight shooter would give to every one of them.

How to read your statement

Where statements hide their secrets, and how a line-by-line review finds them in about fifteen minutes.

Pricing models, decoded

Interchange-plus, flat rate, cash discount — and the three parts every honest quote separates.

Browse the full guide library

Find out what you should really be paying.

Schedule a free rate review. No obligation, no pressure — just a clear picture of your options.