Questions to ask any processor
The script for your next sales call — and the answers a straight shooter would give to every one of them.
Learn
Payments, in plain English.
Everything here is free, unlocked, and written in plain English — the same explanations we give merchants across the desk. Read enough to be dangerous, then bring us a statement.
Start here
Three guides that pay for themselves.
How to read your statement
Where statements hide their secrets, and how a line-by-line review finds them in about fifteen minutes.
Pricing models, decoded
Interchange-plus, flat rate, cash discount — and the three parts every honest quote separates.
Understand pricing
Go deeper on the numbers.
Where rates come from
The four acceptance channels, and why the same card costs differently in each of them.
What your quote is made of
Interchange, program costs, and our margin — once you can see the three parts, no quote can hide a number from you.
Pricing models in plain English
What interchange-plus, flat rate, and cash discount actually mean — so any proposal reads like a document, not a riddle.
Cash discount, done compliantly
Signage, receipts, and the setup that keeps a cash discount program inside card-brand rules and state law.
Playbooks
Your industry has a playbook.
What we set up and why, industry by industry.
- Restaurants & BarsPay-at-table, clean tips, and faster turns.
- Retail & ConvenienceInventory, scanning, and fast lanes.
- Contractors & Home ServicesPaid at the job site, not next month.
- Healthcare & WellnessCard on file, plans, and easy bill pay.
- Professional Services & B2BInvoices, retainers, and B2B rates.
- E-CommerceGateways, carts, and fraud screening.
- Nonprofits & Faith-BasedGiving pages, recurring gifts, events.
- Specialty & Hard-to-PlaceA real look for harder-to-place models.
Harder-to-place category? The specialty playbooks cover CBD & hemp, telemedicine, online pharmacy, gaming, and online dating — including what the underwriting file needs.
Read enough? Bring us a statement.
Fifteen minutes with your real numbers beats another hour of reading — and the review is free either way.