Business capital & funding
Working capital, from people who already know your numbers.
Growth usually shows up before the cash does — a second location, a busy season, a machine that needs replacing. The Argos family can help you fund it, with the same straight talk we bring to your processing.
What we can arrange
Funding shaped to how you sell.
Working capital advances
Advances sized to your actual card volume and repaid as a share of daily sales — through programs connected to your processing, so busy weeks pay down more and slow weeks less.
Equipment financing
Finance the POS system, kitchen equipment, or vehicle your growth depends on, instead of draining the account that runs payroll.
Growth & expansion funding
Build-outs, inventory buys, and second locations — funding options matched to the project through Argos Business Capital and its lending network.
Commercial mortgages
Buy the building instead of renting it — purchase or refinance commercial property through Argos Business Capital's lending network, with the numbers laid out side by side.
Asset-based lending
Turn what the business already owns — receivables, inventory, equipment — into working credit, sized to the assets rather than just the credit score.
The same honesty, on money
Cost of capital explained in plain numbers, every term in writing before you sign — and if borrowing is the wrong tool for the problem, we'll say that too.
The Argos family
One family of businesses, both sides of your cash flow.
Argos Payment Solutions and Argos Business Capital are sister divisions of JPE Argos Group LLC — one helps money come in, the other helps you put it to work.
Argos Payment Solutions
Money coming in — processing, hardware, and honest rates at the counter, online, and on the road.
Argos Business Capital
Money put to work — advances, equipment, property, and credit through its lending network.
Your payments advisor makes the introduction, stays in the conversation, and makes sure the funding fits the plan — not the other way around.
Financing products are offered by Argos Business Capital, a separate division of JPE Argos Group LLC, and through partner lending programs — Argos Payment Solutions is not a lender. All financing is subject to application, underwriting, credit approval, and executed agreements; costs and terms are disclosed in writing before you sign.
How it goes
The money conversation, in four steps.
Start from real numbers
Your processing volume already tells the story — funding conversations start from what the business actually does, not a cold application.
Match the tool to the job
A daily-sales advance, an equipment note, and a property loan solve different problems. We propose the cheapest tool that fits — not the biggest offer.
Plain-numbers terms
Total payback, every fee, and the schedule — in writing before you sign, in numbers you can compare.
Fund, then revisit
Your advisor stays in the conversation after the wire lands, so the next season's plan starts from what this one did.
Growth shouldn't wait on cash flow.
Tell us what you're building and we'll walk you through the options — in plain numbers.