Cash discount & dual pricing
Offer a lower price to cash payers and offset card fees the structured way — set up to follow card-brand rules.
Lower processing costs
Pricing programs that put money back in your pocket.
Processing fees are one of the largest invisible expenses in a small business. There's usually more than one way to bring them down.
Go deeper
The two biggest levers.
Free statement review
One recent statement, read line by line — junk fees, padded rates, and your real effective rate, in plain numbers.
More ways to save
The rest of the pricing toolkit.
Interchange-plus pricing
A transparent model where you see exactly what the card networks charge and what's added on top — no bundled or hidden markups.
Surcharging
Where permitted, pass credit-card costs to the customer transparently — with the disclosures card-brand rules and state law require.
ACH for large tickets
Move high-value payments to bank transfer and save on card fees.
Take corporate or purchasing cards? Level II & III enhanced data can qualify B2B transactions for lower interchange — we set it up where the platform supports it, so ask about it in your review.
A note on compliance
Cash discount, dual-pricing, and surcharge programs must be set up correctly to comply with card-brand rules and state law. We handle the setup and signage so your program starts the right way.
Your statement has secrets. We'll read it for free.
Bring a recent statement to your free rate review and we'll show you the difference in dollars.